Identification Form For You And Your Attorney-In-Fact Page 6

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o BANKING TRANSACTIONS
(a)
To deposit or withdraw for any purpose, in or from any bank or other financial institution,
any funds, checks, or other credits which I now or hereafter may have on deposit or be
entitled to, and to endorse, cash and receive the proceeds of any and all checks, vouchers,
or other orders for money, to open or close accounts, and to receive statements, vouchers,
notices or other documents from any bank or other financial institution concerning any and
all accounts or banking transactions in my name or in which I may have an interest;
(b)
To have access for all purposes to any or all safety deposit boxes or vaults rented in my
name or in the names of any other person or persons and myself, with full power to use the
same for safekeeping any property or papers, and to remove there from any time, or from
time to time, all or any part of the contents of any such box or vault;
(c)
To borrow money at an interest rate agreeable to my Attorney-in-Fact and pledge as
security real or personal property of the principal necessary to borrow, pay, renew, or
extend the time of payment of any of my debts;
(d)
To receive bank statements, vouchers, notices, or similar documents from a financial
institution and act with respect to them; and
(e)
To continue, modify, or terminate an account or other banking arrangement made by me or
on my behalf, including but not limited to changing automatic payment plan instructions for
any loan payment or deposits.
o INSURANCE TRANSACTIONS
(a)
To pay the premiums, terminate any property or casualty policies or execute rights on an
annuity or any contract of insurance presently owned by me or hereafter acquired;
(b)
To procure (subject to underwriting requirements) different or additional annuities or
contracts of insurance on my life or with respect to protecting me or my property from ill
health, disability, accident, liability or loss;
(c)
To exercise any election or conversion rights, and to demand, receive or obtain any money,
dividend, or other thing of value to which I am or may become entitled as the proceeds or
other return or profit arising out of any contract of insurance or of any one or more of the
insurance transactions herein enumerated;
(d)
To establish or change policy and billing addresses, although my Attorney-in-Fact does not
receive the power to change ownership or make a gift of the annuity or contract of
insurance;
(e)
To establish or change beneficiary designations applicable to any life insurance policy or
annuity contract that I own;
(f)
To receive all notices normally provided to the owner or named insured of any contract;
(g)
To apply for, receive delivery of, or amend any property and casualty insurance contract;
(h)
To execute documents accepting or rejecting insurance coverages;
(i)
To do all things necessary to the settlement of a claim, including but not limited to, the
execution of releases, receipt of insurance proceeds, authorization of repairs to insured
property, or execution of any documents necessary to transfer my interest in vehicles
insured by USAA to effect loan payoff and salvage titling in the event that USAA determines
that any such vehicle is a total loss or total theft;
(j)
To vote or designate a proxy to vote in matters placed before the members of USAA; and
(k)
To execute subscriber agreements containing limited powers of attorney to effectuate the
procurement of insurance policies to be provided by United Services Automobile Association.
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