Claim Form Hippa - 10-830 Page 3

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Protective
Life Insurance
Company
Claims Department
PO BOX 667
FLUSHING MI 48433-0667
AUTHORIZATION
TO OBTAlN AND DISCLOSE
INFORMATION
FOR EVALUATION
OF CLAIM
__
I__
I
_
Date of Birth
HlPAA
(2/11)
Name of Insured or Deceased
Certificate
Number
1. Authorization
and Purpose.
I,
,(circle
one) the Insured,
Personal
Representative
of
the Insured
or the deceased named above, authorize Protective Life Insurance Company ("Protective")
and its reinsurers to
obtain and use information about or relating to the Insured that is relevant to evaluating a claim for benefits from a Protective
policy ("Policy") insuring the Insured. With this authorization, Protective may obtain and use health and medical information,
including but not limited to information about drug use, alcohol use, nicotine use, physical diseases and illness. With this
authorization, Protective may also obtain information about mental diseases and illness including psychiatric disorders, but any
such information
shall not include psychotherapy
notes.
2_ Persons and Organizations
Authorized
to Release and Disclose Information.
I authorize the following persons and
organizations to release and disclose the information described in Section 1 ("Information")
to Protective or its agents acting on
its behalf: (i) doctor(s); (ii) medical practitioners; (iii) pharmacists, to include Pharmacy Benefit Managers; (iv) medical and
related facilities, including hospitals, clinics, facilities run by the Veteran's Administration,
The Cleveland Clinic Foundation and
The Mayo Clinic; (v) insurers; (vi) reinsurers; (vii) Medical Information Bureau, Inc. (MIB); (viii) employers of the Insured; and
(ix) commercial consumer reporting agencies (CRA). All of these persons and organizations
other than MIB may release the
Information to a CRA (such as Equifax Medical Services) acting for Protective. MIB may not release the Information to a CRA.
I authorize Protective personnel who obtain or who otherwise have authorized access to the Information to release and disclose
any such Information to its reinsurers, the Insured's insurance agent or agents servicing the Policy or Policies and persons or
organizations,
including Protective affiliated companies, providing to Protective services related to claims administration
including legal and investigative services.
3. Expiration
of this Authorization.
This authorization shall be valid from the date signed for the duration of a claim for the
benefits of a Protective Policy.
This authorization shall expire twenty-four months from the date this authorization is signed.
4. Revocation
of this Authorization.
I understand that I have the right to revoke this authorization
by writing to
Claims
Department, P.O. Box 790, Deerfield, IL 60015.
I also understand that revocation of this authorization
will
not
affect any action
taken in reliance on this authorization before Protective receives written notice of the revocation
nor will/he revocation be
effective
to the extent other law provides Protective with the right to contest a claim under the Policy or the Policy itself.
Signature
and Date of Authorization
I have had full opportunity to read and consider the contents of this authorization. I understand that I may refuse to sign this
authorization and that Protective does not condition payment of a claim for benefits on whether or not I sign this authorization.
I further understand that pursuant to the Policy, Protective is eligible to require written proof of loss in order to process a claim
under the Policy.
I understand that by signing this form I am granting to Protective the authority to obtain, use and disclose Information as
described and for the purposes stated in this form. I further understand that if the persons or organizations
I authorize to obtain or
use the Information obtained or used through this authorization are not subject to federal health information privacy laws, they
may disclose the Information, and it may no longer be protected by the federal health information privacy laws.
Signature:
Date: ::-
--::--:-
_
(Circle One) Insured, Personal Representative
or Personal Representative
of the Deceased Person named above.
WARNING:
"Any person who knowingly
presents a false or fraudulent
claim for payment
of a loss or benefit or knowingly
presents false information
in an application
for insurance
may be guilty of a crime and may be subject to civil fines and
criminal penalties."
YOU ARE ENTITLED
TO A COPY OF THIS AUTHORIZATION
AFTER YOU SIGN IT.
HIPAA (2111)

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