Fillable Mortgage Lock-In Form (Page 3 of 4) in pdf

Mortgage Lock-In Form Page 3

Download a blank fillable Mortgage Lock-In Form in PDF format just by clicking the "DOWNLOAD PDF" button.

Open the file in any PDF-viewing software. Adobe Reader or any alternative for Windows or MacOS are required to access and complete fillable content.

Complete Mortgage Lock-In Form with your personal data - all interactive fields are highlighted in places where you should type, access drop-down lists or select multiple-choice options.

Some fillable PDF-files have the option of saving the completed form that contains your own data for later use or sending it out straight away.

Correspondent Setup - Submission Checklist

IMPORTANT - If any asterisk* items are missing at the time the loan is submitted to set-up, the file will be placed “ON HOLD” until the missing asterisk* items are received.

Please be advised that those are not the minimum items for a loan submission.

Regulatory Compliance Documents

*Correspondent Submission Form

*Application 1003 (Signed and dated by borrower(s) and loan o cer)

*RESPA Compliant GFE (If application date is before 10/03/15) / LE (If application date is on or after 10/03/2015)

*Truth in Lending disclosure and Itemization of amount nanced (if application date is before 10/3/2015)

*Written Provider Disclosure

*Fees Worksheet

*MI Quote

*Compliance Checklist

*Borrower intent to proceed

*A liated Business Disclosure, If Applicable

CREDIT

*AUS FINDINGS

*Credit Report user name and password

*Credit Report With Undisclosed Debt Acknowlegement

Credit Explanation Letter (Must be signed by borrower)

Divorce Decree/Separation Agreement

Bankruptcy papers

VOR/VOM (if applicable)

Mortgage Payo s (if applicable)

Government issued photo ID and Social Security Card/ SSA-89 Form

INCOME

*Paystub(s) with YTD income (at least 30 days of salaried borrower(s) being used to qualify)

*Fully Executed 4506-T, If self employed 4506-T for business

*W-2s (for wage earners)

Tax Returns (Previous two years, if applicable)

VOE(s)

Self-employment documentation (K-1s, if applicable/ YTD pro t & Loss statement)

Social Security/ Retirement income documentation (award letters, 1099’s, etc)

Child Support (Provide 12 months history of receipt)

Rental Income (Lease agreements/ 1040s with income shown on schedule E)

ASSETS

*Bank Statements

Retirement/Investment Account Statements with withdrawl terms

Escrow Letter / Proof Earnest Money / Gift Letters

Proof of Donor Ability to gift funds

Rate Information

Borrower Rate/Float disclosure

Optimal Blue Rate Lock Printout

SMF Rate Lock Con rmation

Disclosures

*Borrowers Certi cation and Authorization

*E-Disclosure Authorization(s)

*Fair Credit Reporting Act

*Home Ownership and Equity Protection Act

*Privacy Notice

*ECOA

*Patriot Act Information Disclosure

*Housing Counseling

*State Anti-Coersion

*ARM Disclosures, if applicable

*Credit Score Disclosure and Notice to Home Loan Applicant

*LPMI Disclosure, if applicable

*Transfer of servicing if application dated before 10/3/2015

NMLS# 8259

Mortgage Lock-In Form Page 3

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