Form 106j - Schedule J: Your Expenses Page 3

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Debtor 1
_______________________________________________________
Case number
_____________________________________
(if known)
First Name
Middle Name
Last Name
+
Other. Specify: _________________________________________________
21.
21.
$_____________________
Calculate your monthly expenses.
22.
22a. Add lines 4 through 21.
22a.
$_____________________
22b. Copy line 22 (monthly expenses for Debtor 2), if any, from Official Form 106J-2
22b.
$_____________________
22c. Add line 22a and 22b. The result is your monthly expenses.
22c.
$_____________________
Calculate your monthly net income.
23.
$_____________________
23a.
Copy line 12 (your combined monthly income) from Schedule I.
23a.
23b.
Copy your monthly expenses from line 22c above.
23b.
–
$_____________________
23c.
Subtract your monthly expenses from your monthly income.
$_____________________
The result is your monthly net income.
23c.
Do you expect an increase or decrease in your expenses within the year after you file this form?
24.
For example, do you expect to finish paying for your car loan within the year or do you expect your
mortgage payment to increase or decrease because of a modification to the terms of your mortgage?
No.
Yes.
Explain here:
Official Form 106J
Schedule J: Your Expenses
page 3

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