Tax Refund Deposit Authorization, University National Bank Privacy Notice Page 3
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3Revision 07/2011
University National Bank Privacy Notice (Page 2 of 2)
Who we are
Who is providing this notice?
University National Bank
What we do
How does University National Bank
To protect your personal information from unauthorized access and use, we use
protect my personal information?
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings. Your information is accessible only to
employees who need the information in order to process your product request, answer
your questions or determine the types of additional products or services that we think
may interest you. We train our employees on their responsibility to maintain the
privacy of your personal information.
How does University National Bank
We collect personal information about you when you apply for a tax related product.
collect my personal information?
This includes information in your application and your tax return in each year that
you applied for a tax-related bank product, such as your name, address, social
security number, income, deductions, refund and the like. We also collect information
about your transactions with us, other lenders, tax preparers and similar providers,
such as payment histories, balances due, and tax information. We may also collect
information concerning your credit history from a consumer reporting agency.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
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Sharing for affiliates everyday business purposes- information about your
creditworthiness,
•
Affiliates from using your information to market to you,
•
Sharing for non affiliates to market to you.
What happens when I limit sharing for an
Your choices will apply to everyone on your account.
account I hold jointly with someone else?
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and
nonfinancial companies.
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University Financial Corp. dba Sunrise Community Banks.
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Franklin National Bank
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Park Midway Bank, NA
Non affiliates
Companies not related by common ownership or control. They can be financial or
nonfinancial companies.
We may also disclose all of the information we collect to nonaffiliated third parties
such as other financial institutions that offer tax refund products and software
providers in the tax preparation and processing industry. Tax-related bank product
providers may disclose information to each other about their experiences with you in
order to collect outstanding tax-related loans or tax preparation fees, or to prevent
actual or potential fraud, unauthorized transactions, claims or other liability.
Joint Marketing
A formal joint marketing agreement between non affiliated financial companies that
together market financial products or services to you.
We may disclose all of the Confidential Information that we collect as described
above to companies that perform marketing services on our behalf or to other tax
product providers with whom we have joint marketing agreements.
Other Important Information
This Notice is adopted in recognition of our obligations under Title V of Gramm-Leach Bliley Act of 1999.
This Notice applies only to individuals who have applied for a tax-related bank product.
SCB_7768_9_6_2011
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