Form 3180w - Order Of Discharge Page 2

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debts that the bankruptcy court has decided or will
debts for restitution, or damages, awarded in a civil
decide are not discharged in this bankruptcy case;
action against the debtor as a result of malicious or
willful injury by the debtor that caused personal
debts for most fines, penalties, forfeitures, or
injury to an individual or the death of an individual;
criminal restitution obligations;
and
some debts which the debtors did not properly list;
debts for death or personal injury caused by
operating a vehicle while intoxicated.
debts provided for under 11 U.S.C. § 1322(b)(5) and
on which the last payment or other transfer is due
In addition, this discharge does not stop creditors
after the date on which the final payment under the
from collecting from anyone else who is also liable
plan was due;
on the debt, such as an insurance company or a
person who cosigned or guaranteed a loan.
debts for certain consumer purchases made after
the bankruptcy case was filed if obtaining the
trustee’s prior approval of incurring the debt was
This information is only a general summary
practicable but was not obtained;
of a chapter 13 discharge; some exceptions
exist. Because the law is complicated, you
should consult an attorney to determine the
exact effect of the discharge in this case.
Form 3180W
Chapter 13 Discharge
page 2

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