Personal Financial Budget Worksheet (Page 2 of 2) in pdf

Personal Financial Budget Worksheet Page 2

Personal Financial Budget Worksheet

D E V E L O P I N G A B U D G E T

Extra expenses

S T E P T W O C O N T I N U E D >

SUBTOTAL FROM PAGE 1

Financial gifts

Entertainment

Clothing

Dining Out

Children

Other

TOTAL MONTHLY EXPENSES

Although this is a time-consuming

Step three:

process, it will help you see where

Subtract your total expenses each month from your net income.

you spend your money. You’ll be able

Net Income

to see the areas where you may be

overspending without realizing it.

Monthly Expenses

– $

REMAINING*

= $

Once you know how much is left over

each month after regular expenses,

develop a budget to manage your

*Be a good steward of your money. Consider putting a little aside each month

spending. Or set goals to pay down

to save for the future or for big goals. Even a small amount each month can

debt to get you closer to financial

make a difference over time. Use the online investment calculators on our

freedom, or to invest regularly.

website to test out different amounts and rates over months or years.

Personal Financial Budget Worksheet Page 2