Va Form 21-0760 - Va Benefits In Brief (Page 2 of 2) in pdf

BENEFITS (Continued)

WHERE TO APPLY

MEDICAL TREATMENT (Continued)

Readjustment counseling

Alcohol and drug dependency treatment

Medical evaluation from military service exposure to Agent Orange, radiation, or other

Any VA Medical Facility

environmental hazards, including service in the Gulf War

or call

Combat Veterans -

1-877-222-8387

VA provides free health care for veterans who served in a theater of combat operations after

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November 11, 1998, for any illness possibly related to their service in that theater.

Time Limits -

You have five years from date of discharge from active duty, if you were discharged from

active duty on or after January 28, 2003. You have until January 27, 2011, if you were

discharged from active duty before January 28, 2003, and were not enrolled as of

January 28, 2008.

LIFE INSURANCE

Servicemembers’ Group Life Insurance (SGLI) is low-cost life insurance for

servicemembers (active duty and reservists). It is available in $50,000 increments up to a

maximum of $400,000. SGLI coverage begins when you enter service or change duty status

and expires 120 days after you get out of the service. Totally disabled members can apply

for up to two years of free SGLI coverage following discharge.

Traumatic Injury Protection under Servicemembers’ Group Life Insurance (TSGLI)

is a traumatic injury protection rider under Servicemembers’ Group Life Insurance (SGLI)

that provides for payment to any member of the uniformed services covered by SGLI who

sustains a traumatic injury that results in severe losses. TSGLI is retroactive for members

who sustain a qualifying loss as a direct result of injuries incurred on or after October 7,

2001, through November 30, 2005, in Operation Enduring Freedom or Operation Iraqi

Any VA Office

Freedom, regardless of whether they had SGLI coverage. TSGLI pays a benefit of between

or call

$25,000 and $100,000 depending on the loss directly resulting from the traumatic injury. In

1-800-419-1473

order for a veteran to qualify for a TSGLI payment, they must have incurred a qualifying

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loss as a result of a traumatic event that occurred while they were in service.

Veterans’ Group Life Insurance (VGLI) is lifetime renewable term life insurance for

veterans. It is available in $10,000 increments up to $400,000 but not for more than the

amount of SGLI coverage you had in force at the time of your separation from service.

Premiums are age-based and if you apply within 120 days following separation, no health

questions are asked. Thereafter, you have one year to apply but must be in good health.

Those on the two-year disability extension are automatically converted to VGLI at the end

of the two-year period.

Family Servicemembers’ Group Life Insurance (FGLI) is life insurance that

automatically covers the spouse and children of servicemembers insured under SGLI.

Spousal coverage is available up to a maximum of $100,000, but may not exceed the

servicemember’s coverage amount. Dependent children are covered for $10,000 for which

there is no cost.

Service-Disabled Veterans Insurance, also called "RH" insurance, is life insurance for

veterans who receive a service-connected disability rating of 0% or more from

the Department of Veterans Affairs. S-DVI provides a maximum of $10,000 of basic

coverage. If your premium payments for the basic policy are waived due to total disability,

Any VA Office

then you may be eligible for a supplemental policy of up to $20,000. You must apply within

or call

two years from the date you are notified of your service-connected disability for basic

coverage.

1-800-669-8477

or visit

Veterans Mortgage Life Insurance (VMLI) is a life insurance program that provides

coverage on the home mortgages of severely disabled veterans who receive a

Specially-Adapted Housing grant. VMLI provides a maximum of $90,000 of mortgage

insurance payable directly to the mortgage lender for an outstanding mortgage. Coverage is

available on new, existing, refinanced, and second mortgages.

BURIAL BENEFITS

Headstone or Marker. VA can furnish a monument to mark the grave of an eligible veteran.

Any VA Office

Presidential Memorial Certificate (PMC). VA can provide a PMC for eligible recipients.

or call

Burial Flag. VA can provide an American flag to drape an eligible veteran’s casket.

1-800-827-1000

Reimbursement for Burial Expenses. Generally, VA can pay a burial allowance of

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$2,000 for veterans who died of service-related causes. For certain other veterans, VA can

pay $300 for burial and funeral expenses and $300 for a plot.

Burial in a VA National Cemetery. Most veterans and some dependents may be buried in

a VA national cemetery.

Eligibility Requirements and Time Limits Each benefit has its own eligibility requirements and time limits.

Contact the VA offices in the "Where to Apply" column for specific information.

Va Form 21-0760 - Va Benefits In Brief Page 2

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