Va Form 21-0760 - Va Benefits In Brief Page 2

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BENEFITS
WHERE TO APPLY
(Continued)
MEDICAL TREATMENT (Continued)
Readjustment counseling
Alcohol and drug dependency treatment
Any VA Medical Facility
Medical evaluation from military service exposure to Agent Orange, radiation, or other
or call 1-877-222-8387
environmental hazards, including service in the Gulf War
or visit
Combat Veterans -
VA provides free health care for veterans who served in a theater of combat operations after
November 11, 1998, for any illness possibly related to their service in that theater. Time Limits -
You have five years from date of discharge from active duty, if you were discharged from active
duty on or after January 28, 2003. You have until January 27, 2011, if you were discharged from
active duty before January 28, 2003, and were not enrolled as of January 28, 2008.
LIFE INSURANCE
Servicemembers’ Group Life Insurance (SGLI) is low-cost life insurance for servicemembers
(active duty and reservists). It is available in $50,000 increments up to a maximum of $400,000.
SGLI coverage begins when you enter service or change duty status and expires 120 days after
you get out of the service. Totally disabled members can apply for up to two years of free SGLI
coverage following discharge.
Traumatic Injury Protection under Servicemembers’ Group Life Insurance (TSGLI) is a
traumatic injury protection rider under Servicemembers’ Group Life Insurance (SGLI) that
provides for payment to any member of the uniformed services covered by SGLI who sustains a
traumatic injury that results in severe losses. TSGLI is retroactive for members who sustain a
Any VA Office
qualifying loss as a direct result of injuries incurred on or after October 7, 2001, through
or call
November 30, 2005, in Operation Enduring Freedom or Operation Iraqi Freedom, regardless of
1-800-419-1473
whether they had SGLI coverage. TSGLI pays a benefit of between $25,000 and $100,000
depending on the loss directly resulting from the traumatic injury. In order for a veteran to qualify
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for a TSGLI payment, they must have incurred a qualifying loss as a result of a traumatic event
that occurred while they were in service.
Veterans’ Group Life Insurance (VGLI) is lifetime renewable term life insurance for veterans.
It is available in $10,000 increments up to $400,000 but not for more than the amount of SGLI
coverage you had in force at the time of your separation from service. Premiums are age-based
and if you apply within 120 days following separation, no health questions are asked. Thereafter,
you have one year to apply but must be in good health. Those on the two-year disability extension
are automatically converted to VGLI at the end of the two-year period.
Family Servicemembers’ Group Life Insurance (FGLI) is life insurance that automatically
covers the spouse and children of servicemembers insured under SGLI. Spousal coverage is
available up to a maximum of $100,000, but may not exceed the servicemember’s coverage
amount. Dependent children are covered for $10,000 for which there is no cost.
Service-Disabled Veterans Insurance, also called "RH" insurance, is life insurance for veterans
who receive a service-connected disability rating of 0% or more from the Department of Veterans
Affairs. S-DVI provides a maximum of $10,000 of basic coverage. If your premium payments for
Any VA Office
the basic policy are waived due to total disability, then you may be eligible for a supplemental
or call
policy of up to $20,000. You must apply within two years from the date you are notified of your
service-connected disability for basic coverage.
1-800-669-8477
or visit
Veterans Mortgage Life Insurance (VMLI) is a life insurance program that provides coverage
on the home mortgages of severely disabled veterans who receive a Specially-Adapted Housing
grant. VMLI provides a maximum of $90,000 of mortgage insurance payable directly to the
mortgage lender for an outstanding mortgage. Coverage is available on new, existing, refinanced,
and second mortgages.
Burial Benefits
Headstone or Marker. VA can furnish a monument to mark the grave of an eligible veteran.
Any VA Office
Presidential Memorial Certificate (PMC). VA can provide a PMC for eligible recipients.
or call
Burial Flag. VA can provide an American flag to drape an eligible veteran’s casket.
1-800-827-1000
Reimbursement for Burial Expenses. Generally, VA can pay a burial allowance of $2,000 for
veterans who died of service-related causes. For certain other veterans, VA can pay $300 for
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burial and funeral expenses and $762 (this amount can vary slightly depending on veteran's date of
death) for a plot .
Burial in a VA National Cemetery. Most veterans and some dependents may be buried in a VA
national cemetery.
Eligibility Requirements and Time Limits Each benefit has its own eligibility requirements and time limits. Contact the VA offices
in the "Where to Apply" column for specific information.
VA FORM 21-0760, NOV 2017

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