Personal Budget Worksheet Template

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name:____________________________________________________________
date: ______________________
setting up a personal budget
directions
Use this form to set up a personal budget. After you’ve completed your planning, try
to stick to your budget for one month. At the end of the month, record your actual
income and your actual expenses. Calculate the difference between what you thought
you would earn and what you actually earned, and what you thought you would
spend and what you actually spent.
income
budget
actual
difference
Job #1
$
$
$
Job #2
$
$
$
Other
$
$
$
total monthly income
$
$
$
expenses
budget
actual
difference
fixed expenses
Rent
$
$
$
Car insurance
$
$
$
Car payment
$
$
$
Credit card
$
$
$
flexible expenses
Savings
$
$
$
Food
$
$
$
Utilities
$
$
$
transportation
Bus fare
$
$
$
Gas and oil
$
$
$
Parking and tolls
$
$
$
Repairs
$
$
$
activity 3- 4a
the art of budgeting

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