Durable Power Of Attorney Form - State Of Missouri Page 3

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(h) to commence any actions or proceedings for the recovery of any real or
personal property or for any other purpose; to appear in, answer and defend any
actions or proceedings commenced against me; and to prosecute, maintain,
appeal, discontinue, compromise, arbitrate, mediate, settle and adjust all actions,
proceedings, accounts, dues and demands that now or hereafter may exist, as my
attorney-in-fact may deem necessary or appropriate;
(i) to create, amend or terminate one or more trusts, partnerships, corporations,
limited liability companies, co-tenancies or any other form of ownership or entity
for the purpose of dealing with any property or property interest of any nature that
I may have or hereafter acquire, under such terms and with such provisions as my
attorney-in-fact may deem necessary or appropriate; to transfer any or all property
in which I have an interest into any trusts, partnerships, corporations, limited
liability companies, co-tenancies or other entities, whether created by me or my
attorney-in-fact or otherwise (and, in this regard, that my attorney-in-fact may be
a remainderman, partner, shareholder, member, co-tenant or beneficiary of any
such entity shall not affect the validity of any action hereunder, and shall not, by
itself, constitute a breach of fiduciary duty); to remove property from any such
entity; and to give to any such entity, or to any person acting as agent or trustee
under any instrument executed by me or on my behalf, such instructions or
authorizations as I may have the right to give;
(j) to join or become a party to, or to oppose, any reorganization, readjustment,
recapitalization, foreclosure, merger, voting trust, dissolution, consolidation or
exchange, and to deposit any securities with any committee, depository or trustee,
and to pay any fees, expenses and assessments incurred in connection therewith,
and to charge the same to principal, and to exercise conversion, subscription or
other rights, and to make any necessary payments in connection therewith, or to
sell any such privileges;
(k) to deal with all matters relating to all forms of insurance and annuities,
including the procurement, maintenance and termination thereof; however,
notwithstanding the powers given my attorney-in-fact in this and other provisions
of this power of attorney, my attorney-in-fact shall have no incidents of
ownership in any life insurance policy in which I own an interest and which
insures the life of my attorney-in-fact;
(l) to do all acts necessary to maintain my customary standard of living and that
of my family and other persons customarily supported by me, including without
limitation the power to pay for medical, dental and surgical care, living quarters,
usual vacation and travel expenses, shelter, clothing, food, education,
organizational fees and contributions, and other living costs;
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