York County Sheriff'S Office Identity Theft Victim'S Packet (Page 2 of 17) in pdf



If your name and/or information is used by someone to avoid a traffic ticket or any criminal

prosecution, please contact the agency investigating the original crime. It may not be necessary

to complete this packet.

Helpful Hints:



Remember that each creditor has different policies and procedures for correcting fraudulent

accounts.



Do not provide originals and be sure to keep copies of everything you provide to the creditors or

companies involved in your identity theft.



Write down all dates, times and names of individuals you speak to regarding the identity theft

and correction of your credit.

Step 1: Contact your bank and other credit card issuers.

If the theft involved existing bank accounts (checking or savings accounts as well as credit or debit cards)

you should do the following:



Close the account that was used fraudulently or put stop payments on all outstanding checks

that might have been written without your knowledge.



Close all credit card accounts that were used fraudulently.



Close any account accessible by debit card if it has been accessed fraudulently.



Open up new accounts protected with a secret password or personal identification number

(PIN).

If the identity theft involved the creation of new bank accounts, you should do the following:



Call the involved financial institution and notify them of the identity theft.



They will likely require additional notification in writing (see step 4).

Step 2: Contact all three (3) major credit reporting bureaus (listed below).

First request the credit bureaus place a “Fraud Alert” on your file. A fraud alert will put a notice on your

credit report that you have been the victim of identity theft. Merchants and financial institutions may

opt to contact you directly before any new credit is taken out in your name. You may be able to place a

Security Freeze in which a PIN can be designated on your credit file and subsequently the PIN must then

be given in order for credit to be extended. Ask the credit reporting bureaus if you can place a Security

Freeze on your files. You should contact each credit bureau individually. They are separate companies

and will not share the information you provide.

Equifax

TransUnion

Experian

Consumer Fraud Division

Fraud Victim Assistance Dept.

Nat. Consumer Assist

800-525-6285

800-680-7289

888-397-3742

P.O. Box 740256

P.O. Box 6790

P.O. Box 9530

Atlanta, GA 30374

Fullerton, CA 92834

Allen, TX 75013

York County Sheriff'S Office Identity Theft Victim'S Packet Page 2

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