Simple Spending Plan Template Page 2
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1
2Your Monthly Nut
1. Housing
$
Rent or mortgage payment including taxes and
insurance.
2. Debt
$
Include student loans, auto loans, and the minimum
monthly payments on all credit cards.
3. Other
$
E.g., car or health insurance premiums, child care, or
utilities with fixed monthly payments.
4. Savings
Cash for emergencies and short-term goals
$
Investments for retirement and long-term goals
Extra loan or credit card payments
$
5. Total nut (sum of lines 1-4)
Your Spending Allowance
$
6. Monthly take-home pay
$
7. Your spending allowance (line 6 - line 5)
Simple Spending Plan
®
Calculate your monthly nut and spending allowance
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Parent category: Business