Client Questionnaire Page 4

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HEALTH INSURANCE MARKETPLACE EXEMPTIONS
1. Exemption for members of a recognized religious sect
2. Exemption for members of a healthcare sharing ministry
3. Exemption for members of a federally recognized Indian Tribe
4. Exemption for individuals who have been incarcerated
5. Hardship exemptions if:
You were homeless
You were evicted in the past 6 months or were facing eviction or foreclosure
You received a shut-off notice from a utility company
You recently experienced domestic violence
You recently experienced the death of a close family member
You experienced a fire, flood, or other natural or human caused disaster that caused
substantial damage to your property
You filed for bankruptcy in the last 6 months
You had medical expenses you couldn’t pay in the last 24 months
You experienced unexpected increases in necessary expenses due to caring for an ill,
disabled, or aging family member
You expect to claim a child as a tax dependent who has been denied coverage in
Medicaid and the Children’s Health Insurance Program (CHIP), and another person is
required by court order to medical support to the child
As a result of an eligibility appeals decision, you are eligible for enrollment in a qualified
health plan (QHP) through the Marketplace, or lower costs on your monthly premiums,
or cost sharing reductions, for a time period when you were not enrolled in a QHP
through the Marketplace
You were determined ineligible for Medicaid because your state didn’t expand eligibility
for Medicaid under the Affordable Care Act
You received a notice saying that your current health insurance plan is being cancelled,
and you consider the other plans available unaffordable
You experienced another hardship in obtaining health insurance
YOU MUST COMPLETE AN APPLICATION TO APPLY FOR AN EXEMPTION IN WRITING TO THE HEALTH INSURANCE
MARKETPLACE-EXEMPTION PROCESSING. YOU CAN DOWNLOAD APPLICATIONS AT HEALTHCARE.GOV
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