Blackjack Cheat Sheet

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BLACKJACK
The object is for you to draw cards that total 21 or come closer to 21 than the dealer without busting
(going over 21). All cards are at face value, except for the King, Queen and Jack which count as 10. An
Ace will have a value of 1 or 11. The dealer starts the game. Every player gets 2 cards, face up. The
dealer gets 2 cards, with a Hole Card (1 card face down). Only after all players’ hands are played does
the dealer disclose the Hole Card and play the dealer’s hand. Once you have your 2 cards in front of
you, you can choose to Stand (draw no more cards), or take a Hit (draw one or more cards) until you
reach 21 or come as close as possible. However, if you go over 21, you break (automatically lose). A
winning hand pays even money. Now the dealer turns over the Hole Card and acts on the hand
according to the rules of the game. The dealer must draw to 16 and Stand when 17 or more is reached.
At the end of the game, if your count is the same as the dealer’s, it is a 0 (nobody wins). The player wins if
the dealer breaks (goes over 21) or if player’s count is greater than the dealer’s count and both have
not exceeded 21.
BLACKJACK!
In the event your first two cards are an Ace and any 10 value card, the dealer announces your hand as
“Blackjack.” If the dealer does not have an Ace or a 10 value card as a face up card, you will be paid
at this time. If the dealer has an Ace showing, the player may opt to take even money or wait until the
dealer has peeked to determine whether he/she has Blackjack. If the dealer’s hand is a Blackjack, the
Blackjack is a Push. A player’s winning Blackjack is paid off at odds of 3 to 2. A two-card 21 wins over a
multi-card 21 in all circumstances.
BLACKJACK TERMS
SPLITTING PAIRS
If your first 2 cards are a pair with the same numerical value, you may split them into 2 hands. You must
bet the same amount as your original wager on each hand formed by splitting a pair. You must
complete play on your first hand before playing your second hand. However, you may double down on
each hand. If the split pairs are Aces, you will receive only 1 card on each. Because only 1 card is given
when Aces are split, a player may not double down on Aces that have been split. Players may split a
maximum of 3 times, for a total of 4 hands. If you split your initial pair, you receive an identically valued
card to create
another pair.
DOUBLING DOWN
You may opt to double down after you get your first 2 cards, except when your first 2 cards total 21.
When doubling down, you draw only 1 additional card.
INSURANCE
If the dealer’s face up card is an Ace, and prior to anyone receiving additional cards, you may take
insurance. To do this, you place a bet no more than one-half of your original bet on the insurance line. If
the dealer’s Hole Card is a 10, Jack, Queen, or King, you win your insurance bet at odds of 2 to 1. If the
dealer’s Hole Card is any other card, you lose your insurance bet. The dealer collects all losing insurance
wagers before continuing the hand. If the correct amount of insurance cannot be bet due to the
$
$
limitation of the value of chip denomination (i.e., a
7.50 bet allowing a
3.75 insurance bet), the player
may insure as close to the maximum insurance without over-insuring the bet.
CARD HANDLING
Players are not allowed to touch the cards.

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