Model Cobra Continuation Coverage Election Notice

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Model COBRA Continuation Coverage Election Notice
(For use by single-employer group health plans)
[Enter date of notice]
Dear: [Identify the qualified beneficiary(ies), by name or status]
This notice contains important information about your right to continue your health care
coverage in the [enter name of group health plan] (the Plan), as well as other health
coverage alternatives that may be available to you through the Health Insurance
Marketplace. Please read the information contained in this notice very carefully.
To elect COBRA continuation coverage, follow the instructions on the next page to complete the
enclosed Election Form and submit it to us.
If you do not elect COBRA continuation coverage, your coverage under the Plan will end on
[enter date] due to [check appropriate box]:
 End of employment
 Reduction in hours of employment
 Death of employee
 Divorce or legal separation
 Entitlement to Medicare
 Loss of dependent child status
Each person (“qualified beneficiary”) in the category(ies) checked below is entitled to elect
COBRA continuation coverage, which will continue group health care coverage under the Plan
for up to ___ months [enter 18 or 36, as appropriate and check appropriate box or boxes;
names may be added]:
 Employee or former employee
 Spouse or former spouse
 Dependent child(ren) covered under the Plan on the day before the event that caused
the loss of coverage
 Child who is losing coverage under the Plan because he or she is no
longer a dependent under the Plan
If elected, COBRA continuation coverage will begin on [enter date] and can last until [enter
date].
[Add, if appropriate: You may elect any of the following options for COBRA continuation
coverage: [list available coverage options].
COBRA continuation coverage will cost: [enter amount each qualified beneficiary will be
required to pay for each option per month of coverage and any other permitted coverage
periods.] You do not have to send any payment with the Election Form. Important additional
information about payment for COBRA continuation coverage is included in the pages following
the Election Form.

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