Initial Debt Collection Dispute Letter (Page 2 of 2) in pdf

Initial Debt Collection Dispute Letter Page 2

I have disputed this debt; therefore, until validated you know your information concerning this

debt is inaccurate. Thus, if you have already reported this debt to any credit-reporting agency

(CRA) or Credit Bureau (CB) then, you must immediately inform them of my dispute with this

debt. Reporting information that you know to be inaccurate or failing to report information

correctly violates the Fair Credit Reporting Act § 1681s-2. Should you pursue a judgment

without validating this debt, I will inform the judge and request the case be dismissed based on

your failure to comply with the FDCPA.

Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute

letter to the original creditor so they are also aware of my dispute with this debt.

Signature here

Your Printed Name

Initial Debt Collection Dispute Letter Page 2