Hardship Letters - Tips On Writing Them - Samples (Page 3 of 5) in pdf

Hardship Letters - Tips On Writing Them - Samples Page 3

SAMPLE HARDSHIP LETTER TO THE FIRST MORTGAGE HOLDER

Date

Dear Mr. Banker:

I have fallen behind in all my bills because I was in an auto accident last year and lost my job. I am

now disabled and will not be able to go back to work anytime soon. My wife can't get a second job

because I can't take care of the kids in my condition, and my car was repossessed six months ago. We

barely make ends meet to put food on the table for our children.

Please work with my buyer who is willing to pay more than anyone else has offered for the property

in its current condition. I haven't had the money to keep up my house or pay for the repairs it has

needed. We have buckets in each room to catch the water when it rains and my brother-in-law is

going to try to put a canvas or tarp over the roof this weekend to help out.

I don't know what else to do and really need your help. My attorney has advised me to file

bankruptcy, fight the system, and live free for 18 months, but if you will allow the sale of my

property to ______________________________, I won’t have to. My life has been so tough I’d

appreciate you waiving any deficiency judgment or 1099 filing against me. PLEASE accept this

offer. __________________ (agents name) from Veltri & Associates, Realtors will be awaiting your

reply.

Sincerely,

Homeowner

Veltri & Associates, Realtors

1012 Cox Cro Road, Toms River, NJ 08755

(732) 557-4600

01/28/2008

Hardship Letters - Tips On Writing Them - Samples Page 3