Hardship Letters - Tips On Writing Them - Samples Page 4

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SAMPLE HARDSHIP LETTER TO THE FIRST MORTGAGE HOLDER
Date
Dear Mr. Banker:
I am writing this letter to share some of the hardships I have endured over the past year. As you
know, my property located at __________________________________ is currently facing
foreclosure. I have tried to sell the property for months and have gotten only one serious offer
because of the poor condition of the property. Based on the offer I have, I urge you to please
accept the $____________________ being submitted by _______________________________.
Please accept this offer as payment in full. My attorney has advised me to file bankruptcy, but I
prefer to avoid further destruction of my credit. I just want to move on and start over.
I am enclosing my bank statements from the past three months, late notices on my car, and anything
else I can find that shows the financial trouble I'm facing. I have also enclosed my last year's tax
returns.
I am in the clothing industry and am currently looking for another field in which to work. So far, I
haven't had much success.
If there is any other information you need, please feel free to call me. PLEASE accept this offer.
__________________ (agents name) from Veltri & Associates, Realtors will be awaiting your reply.
Sincerely,
Homeowner
Veltri & Associates, Realtors
1012 Cox Cro Road, Toms River, NJ 08755
(732) 557-4600
01/28/2008

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