Residential Disclosures From Sellers And Lenders Page 50

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Residential Disclosures From Lenders
c. Subsection (a)(6)(Q)(ix)-Written Acknowledgement of Fair Market Value……………………..
d. Subsection (g)-12 Day Notice………………………………………………………………..
2. Article 16-Section 50 Home Equity-Reverse Mortgage Notices
a. Subsection (k)(8)-Acknowledgement of Receipt of Counseling……………………………..
b. Subsection (k)(9)-Reverse Mortgage Notice…………………………………………………
C. Administrative Code Rules
1. Finance Commission
a. 7 TAC §§1.307 Relocation of Licensed Offices………………………………………..
b. 7 TAC §§1.826 Quotation of Net Pay-Offs………………………………………………..
c. 7 TAC §§1.827 Bilingual Disclosure…………………………………………………………
d. 7 TAC §§1.845 Complaints and Inquires Notice……………………………………………..
e. 7 TAC §§1.857 Full Disclosure Requirements --Other Than Open End or Revolving Loan Plans…
f. 7 TAC §§1.858 Full Disclosure Requirements --Open End or Revolving Loan Plans………..
g. 7 TAC §§1.901 Consumer Notifications………………………………..
h. 7 TAC §§3.34 Posting of Notice in All Financial Institutions Re Requirements for Certain Loan
Agreements To Be in Writing…………………………….
Change of Location…………………………………..
i. 7 TAC §§4.4
j. 7 TAC §§5.1 Required Disclosures in Connection with Certain Home Loans…………….
2. Texas Savings and Loan
a. 7 TAC §§64.10 Consumer Complaint Process (State Savings and Loan Association)………
b. 7 TAC §§79.122 Consumer Complaint Process (State Savings Bank)………………………
3. Mortgage Broker
a. 7 TAC §§80.9 Required Disclosures…………………………………………………………..
b. 7 TAC §§80.12 Display of license certificates; change of address……………………………
4. State Credit Union
a. 7 TAC §§91.120 Posting of Notice Regarding Certain Loan Agreements……………….
b. 7 TAC §§91.409 Permanent Closing of an Office or Operation……………………………
c. 7 TAC §§97.106 Complaint Notice…………………………………………………………..
5. Joint Financial Regulatory Agencies
a. 7 TAC §§153.5 Limitation on Equity Loan Amount: Section 50(a)(6)(B)
b. 7 TAC §§153.13 Preclosing Disclosures: Section 50(a)(6)(M)(ii)…………………………
c.
7 TAC §§153.25 Right of Rescission: Section 50(a)(6)(Q)(viii)…………………………….
d.
7 TAC §§153.51 Consumer Disclosure: Section 50(g)……………………………………….
D. Ethics
Ethics Opinion 525. May 1998…………………………………………………………………………..
III. FEDERAL DISCLOSURES..............................................................................................................
IV. CALCULATION AND ASSEMBLY TOOLS
A. Early Disclosure Matrix…………………………………………………………………
B. Right of Cancellation Matrix…………………………………………………………
C. ppdocs.com………………………………………………………………………..
V. CONCLUSION………………………………………………………………………………..
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