Sample Consumer Denial Letter Template Page 2

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Thank you for your application and interest in our [insert name of company].
Sincerely,
[Name]
[Title]
Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating
against credit applicants on the basis of race, color, religion, national origin, sex, age
(provided the applicant has the capacity to enter into a binding contract); because all or
part of the applicant's income derives from any public assistance program; or because the
applicant has in good faith exercised any right under the Consumer Credit Protection Act.
The federal agency that administers compliance with this law concerning this creditor is
the [Insert name of federal and/or state agency].
Any forms, templates or sample documents (collectively “Information”) made available
by Business Credit Reports, Inc., (“BCR”) through this website are solely intended to
provide its customers with helpful credit tools to manage your business. Users of the
Information are advised to discuss the use of any such Information with your own legal
counsel and management since their effectiveness/enforcement will vary by state. The
Information is provided “As Is” without any representations or warranties of any kind.
BCR expressly disclaims any representations and warranties, including without
limitation, the implied warranties of merchantability and fitness for a particular purpose.
BCR shall have no liability in connection with the use by its customers of the
Information, including without limitation, any claimed loss or injury caused, in whole in
part, by BCR’s actions or omissions, or any decision made or action taken in reliance by
user on the Information furnished herein.

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