Home Purchase Plan Worksheet Page 13
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35Use the following table to compare mortgage products:
Questions
Lender 1
Lender 2
Lender 3
Do they have any special first-time
buyer financing?
What is the interest rate I qualify for?
What is the total mortgage loan I qualify
for?
Mortgage term in years?
Type of mortgage: fixed, variable, etc.?
Amount I need to pay for points up front
versus if they are rolled into the
mortgage?
Amount of other fees and charges I
need to pay?
What, if any, prepayment penalties
apply?
What happens if I am late on a
mortgage payment?
Do they plan to sell my mortgage to
another entity after your loan closes?
Will I get a complete copy of all my
mortgage documents to review before
closing?
What if I have trouble keeping up with
my mortgage payments? Who do I call
and will they work with me to correct
the problem?
Connecticut Department of Labor
Page 13
5/28/2013
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