Sample Debt Validation Letter printable pdf download

Sample Debt Validation Letter

Your Name

Your Address

Your Phone #

Collector's Name

Collector's Address

Date

Dear Collection Manager,

Re: Account Number__________

This is to inform you that I've recently pulled my credit report and noticed that there's a collection from your agency on my credit report. I have

never been notified of this collection. However, this letter does not imply that I refuse to pay this debt. Rather, I would like to dispute your

claim.

I hope you are aware of the fact that reporting any invalidated information to the Irish Credit Bureau may constitute defamation of character, as

negative listing on credit report does not allow me to enjoy the benefits of good credit. In addition, you must also be aware that until you

validate this debt, you can neither continue collection activities nor report this information on my credit report. I'm sure your legal staff will

agree that non-compliance with this request is likely to put your company in serious legal trouble with the Financial Regulator and national

media.

Please attach copies of the following documents:

•

Agreement with your client that authorises you to collect on this alleged debt.

•

Agreement that bears signature of the alleged debtor wherein he promises to pay the creditor.

•

Complete payment history on this account so as to prove that the debt amount you wish to collect is correct.

With regards,

Your Signature

Your Name

Sample Debt Validation Letter