Application And Credit Card Account Agreement (Page 10 of 10) in pdf

Important Information for Approved Cardholders

If you are approved for CareCredit

, please note your 16-digit account number and credit limit.

Account Number:

___ ___ ___ ___ ___ ___ ___ ___ ___ ___ ___ ___ ___ ___ ___ ___

Credit Limit:

$_____________________________ Date: ____________________

Your CareCredit Card: Should arrive within 14 days. You can use your account

before your card arrives with your account number and your ID.

GE Capital Retail Bank Cardholder Inquiry (866) 893-7864

The GE Capital Retail Bank Cardholder Inquiry Center can answer all questions

regarding your CareCredit account.

IMPORTANT PROMOTIONAL OPTION INFORMATION

See Sales Slip for Additional Details about the special financing options applicable to your purchase.

Not all enrolled healthcare practices offer all special financing options, so please ask your practice to explain which ones are available

for your purchase.

No Interest if Paid in Full within 6, 12, 18 or 24 Months*

On qualifying purchases of $200 or more made with your CareCredit credit card account. Interest will be charged to your account from the

purchase date if the promotional purchase is not paid in full within the promotional period.

Purchases eligible for 6, 12 or 18 month promotions: Minimum Monthly Payments required. Purchases eligible for a 24 Month promotion: Fixed

Monthly Payments required until paid in full and based on repayment over 24 months. Required monthly payments may or may not pay off

purchase before end of promotional period.

The minimum monthly payment amount shown on your billing statement is required to keep your account current.

•

The Promotional Purchase Summary in your billing statement will show the amount of Deferred Interest Charges accumulated

to date.

To avoid paying the Deferred Interest Charges, you must pay the promotional purchase in full within the promotional period.

•

14.90% APR and Fixed Monthly Payments Required Until Paid in Full**

On qualifying purchases made with your CareCredit credit card account. Fixed monthly payment amount based on repayment over 24, 36, 48

or 60 month period. Purchases of $1000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2500 or more are eligible for a 60

month offer.

•

The minimum monthly payment shown on your billing statement will include the fixed monthly payment.

•

The minimum monthly payment amount shown on your billing statement is required to keep your account current.

•

You have the option of paying more than the required minimum monthly payment.

Promotional Options

* No Interest if Paid in Full within 6, 12, 18 or 24 Months

Offer applies only to single-receipt qualifying purchases of $200 or more. No interest will be charged on the promotional purchase if you pay the promotional

purchase amount in full within the promotional period which may be 6, 12, 18 or 24 months. If you do not, interest will be charged on the promotional

purchase from the purchase date. If your purchase qualifies for a 24 month promotional offer, fixed monthly payments are required equal to 4.1667% of initial

promotional purchase amount until promotion is paid in full. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher

than the minimum payment that would be required if this was a non-promotional purchase. For all other promotional offers, the regular minimum monthly

payment terms of the account will apply. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance,

except the fixed monthly payment will apply until the promotion is paid in full. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2.

Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

** 14.90% APR and Fixed Monthly Payments Required Until Paid in Full

Interest will be charged on promotional purchases from the purchase date at a reduced 14.90% APR, and fixed monthly payments are required until

promotion is paid in full and will be calculated as follows: on 24 month promotions – 4.8439% of initial promotional purchase amount; on 36 month

promotions – 3.4616% of initial promotional purchase amount; on 48 month promotions – 2.7780% of initial promotional purchase amount; and on

60 month promotions – 2.3737% of initial promotional purchase amount. The fixed monthly payment will be rounded up to the next highest whole dollar and

may be higher than the minimum payment that would be required if this was a non-promotional purchase. Regular account terms apply to non-promotional

purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for

their applicable terms. Subject to credit approval.

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