Application And Credit Card Account Agreement (Page 8 of 10) in pdf

Application And Credit Card Account Agreement Page 8

Rev. 6/12

WHAT DOES GE CAPITAL RETAIL BANK DO

FACTS

WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right

to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your

Why?

personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

•

Social Security number and income

What?

•

Account balances and payment history

•

Credit history and credit scores

All financial companies need to share customers’ personal information to run their everyday business. In the

section below, we list the reasons financial companies can share their customers’ personal information; the

How?

reasons GE Capital Retail Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does GE Capital

Can you limit

Retail

this sharing?

Bank share?

Yes

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders

and legal investigations, or report to credit bureaus

Yes

For our marketing purposes—

to offer our products and services to you

Yes

For joint marketing with other financial companies

Yes

For our affiliates’ everyday business purposes—

information about your transactions and experiences

Yes

For our affiliates’ everyday business purposes—

information about your creditworthiness

Yes

For our affiliates to market to you

Yes

Yes*

For nonaffiliates to market to you

Call 877-905-2097 — our menu will prompt you through your choice(s).

To limit our

sharing

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.

When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Call 877-905-2097.

Questions?

(8)

Application And Credit Card Account Agreement Page 8

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