19
ALL*
1003
( Initial)
Uniform
R esidential
Copy
All
sections
must
be
completed
in
their
entirety.
The
☐
Loan
A pplication
Agency
will
require
all
versions
issued
including
those
that
result
from
a
COC.
The
1003
must
be
fully
signed
and
d ated.
* A LL D ENOTES: F HA, V A, a nd U SDA L oans
UNDERWRITING STAFF
Valerie
D romboski
Manager
o f
M ortgage
O perations
609-‐278-‐7504
vdromboski@njhmfa.gov
Cathlene
P arker
Underwriting
S upervisor
609-‐278-‐7604
cparker@njhmfa.gov
Connie
W itter
Underwriter
609-‐278-‐7480
cwitter@njhmfa.gov
Dale
I ngham
Underwriter
609-‐278-‐7575
dingham@njhmfa.gov
Louise
Z eppetelli-‐Iskander
Underwriter
609-‐278-‐7459
Lzeppetelli-‐Iskander@njhmfa.gov
All
S ubmission
P ackages
a re
t o
b e
s ent
t o:
NEW
J ERSEY
H OUSING
A ND
M ORTGAGE
F INANCE
A GENCY
ATTENTION:
S ingle
F amily
D ivision
637
S O.
C LINTON
A VENUE
TRENTON
N J
0 8611
( For
u se
w ith
o vernight
d elivery
s ervices)
Please
keep
in
mind
that
incomplete
packages,
unsigned
documents
and
incorrect
information
will
delay
the
approval
process.
In
addition,
any
loan
revisions
following
the
initial
Prior
Approval
Underwriting
Submission
to
the
Agency
must
be
forwarded
to
the
Agency
for
an
updated
approval
prior
to
the
loan
closing
occurring.
Additional
conditions
and/or
a
revised
S mart
S tart
A ward
l etter
( FHA)
m ay
b e
r equired.
These
i nstructions
s hould
b e
r etained
f or
y our
r eference.
Page
5
HMFA-‐99
( SS)
NJHMFA
S mart
S tart
U W
S ubmission
C hecklist
6 .1.16