Prior Approval Underwriting Submission Checklist Page 5

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19   ALL*  
1003   ( Initial)  
Uniform   R esidential  
Copy  
All   sections   must   be   completed   in   their   entirety.   The  
Loan   A pplication  
Agency   will   require   all   versions   issued   including   those  
that  result  from  a  COC.  The  1003  must  be  fully  signed  
and   d ated.  
 
*   A LL   D ENOTES:   F HA,   V A,   a nd   U SDA   L oans  
 
 
 
UNDERWRITING  STAFF  
 
Valerie   D romboski  
Manager   o f   M ortgage   O perations   609-­‐278-­‐7504  
vdromboski@njhmfa.gov    
Cathlene   P arker  
Underwriting   S upervisor  
609-­‐278-­‐7604  
cparker@njhmfa.gov  
Connie   W itter  
Underwriter  
609-­‐278-­‐7480  
cwitter@njhmfa.gov  
Dale   I ngham  
Underwriter  
609-­‐278-­‐7575  
dingham@njhmfa.gov  
Louise   Z eppetelli-­‐Iskander   Underwriter  
609-­‐278-­‐7459  
Lzeppetelli-­‐Iskander@njhmfa.gov  
 
 
All   S ubmission   P ackages   a re   t o   b e   s ent   t o:  
NEW   J ERSEY   H OUSING   A ND   M ORTGAGE   F INANCE   A GENCY  
ATTENTION:   S ingle   F amily   D ivision  
637   S O.   C LINTON   A VENUE  
TRENTON   N J   0 8611   ( For   u se   w ith   o vernight   d elivery   s ervices)  
 
 
Please  keep  in  mind  that  incomplete  packages,  unsigned  documents  and  incorrect  information  will  delay  the  approval  
process.  In  addition,  any  loan  revisions  following  the  initial  Prior  Approval  Underwriting  Submission  to  the  Agency  must  
be  forwarded  to  the  Agency  for  an  updated  approval  prior  to  the  loan  closing  occurring.  Additional  conditions  and/or  a  
revised   S mart   S tart   A ward   l etter   ( FHA)   m ay   b e   r equired.    
These   i nstructions   s hould   b e   r etained   f or   y our   r eference.    
 
 
 
 
 
 
 
 
 
 
 
 
 
Page   5  
HMFA-­‐99   ( SS)  
NJHMFA   S mart   S tart   U W   S ubmission   C hecklist   6 .1.16  

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