Annual Report Pursuant To Section 13 Or 15d Of (Page 5 of 12) in pdf

Use of this Form by Asset-Backed Issuers.

The following applies to registrants that are asset-backed issuers. Terms used in this General Instruction J. have the same meaning as

in Item 1101 of Regulation AB (17 CFR 229.1101).

(1) Items that May be Omitted. Such registrants may omit the information called for by the following otherwise required Items:

(a) Item 1, Business;

(b) Item 1A. Risk Factors;

(d) Item 3, Legal Proceedings;

(e) Item 4, Submission of Matters to a Vote of Security Holders;

(f) Item 5, Market for Registrant’s Common Equity and Related Stockholder Matters;

(g) Item 6, Selected Financial Data;

(h) Item 7, Management’s Discussion and Analysis of Financial Condition and Results of Operations;

(i) Item 7A, Quantitative and Qualitative Disclosures About Market Risk;

(j) Item 8, Financial Statements and Supplementary Data;

(k) Item 9, Changes in and Disagreements With Accountants on Accounting and Financial Disclosure;

(l) Item 9A, Controls and Procedures;

(m) If the issuing entity does not have any executive ofﬁ cers or directors, Item 10, Directors and Executive Ofﬁ cers of the

Registrant, Item 11, Executive Compensation, Item 12, Security Ownership of Certain Beneﬁ cial Owners and Management,

and Item 13, Certain Relationships and Related Transactions; and

(n) Item 14, Principal Accountant Fees and Services.

(2) Substitute Information to be Included. In addition to the Items that are otherwise required by this Form, the registrant must furnish

in the Form 10-K the following information:

(a) Immediately after the name of the issuing entity on the cover page of the Form 10-K, as separate line items, the exact

name of the depositor as speciﬁ ed in its charter and the exact name of the sponsor as speciﬁ ed in its charter. Include a Central

Index Key number for the depositor and the issuing entity, and if available, the sponsor.

(b) Item 1112(b) of Regulation AB;

(d) Item 1117 of Regulation AB;

(e) Item 1119 of Regulation AB;

(f) Item 1122 of Regulation AB; and

(g) Item 1123 of Regulation AB.

(3) Signatures.

The Form 10-K must be signed either:

(a) On behalf of the depositor by the senior ofﬁ cer in charge of securitization of the depositor; or

(b) On behalf of the issuing entity by the senior ofﬁ cer in charge of the servicing function of the servicer. If multiple servicers

are involved in servicing the pool assets, the senior ofﬁ cer in charge of the servicing function of the master servicer (or entity

performing the equivalent function) must sign if a representative of the servicer is to sign the report on behalf of the issuing

entity.

Annual Report Pursuant To Section 13 Or 15d Of Page 5