Table 1
Age
Age
Distribution
Distribution
Period
Period
70
27.4
93
9.6
71
26.5
94
9.1
72
25.6
95
8.6
73
24.7
96
8.1
74
23.8
97
7.6
75
22.9
98
7.1
76
22.0
99
6.7
77
21.2
100
6.3
78
20.3
101
5.9
79
19.5
102
5.5
80
18.7
103
5.2
81
17.9
104
4.9
82
17.1
105
4.5
83
16.3
106
4.2
84
15.5
107
3.9
85
14.8
108
3.7
86
14.1
109
3.4
87
13.4
110
3.1
88
12.7
111
2.9
89
12.0
112
2.6
90
11.4
113
2.4
91
10.8
114
2.1
92
10.2
115 and over
1.9
Joe Hearn is a writer and financial planner in Omaha, Nebraska. He is the author of The Bell
Lap: The 8 Biggest Mistakes to Avoid as You Approach Retirement and the co-‐author of If
Something Happens to Me, a workbook for organizing financial and legal affairs. You can
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This material was adapted from the IRS website and is for general information purposes only. For additional
information, please refer to IRS Publication 590, Individual Retirement Arrangements (IRAs). Tax and distribution
rules c an c hange a t a ny t ime. C heck f or t he m ost u p-‐to-‐date i nformation. I f f inancial a dvice o r o ther
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