Fillable Va Form 26-6393 - Loan Analysis printable pdf download

OMB Control No. 2900-0523

Respondent Burden: 30 minutes

Expiration Date: 06/30/2019

LOAN NUMBER

LOAN ANALYSIS

PRIVACY ACT INFORMATION: The VA will not disclose information collected on this form to any source other than what has been authorized under the Privacy Act

of 1974 or Title 5, Code of Federal Regulations 1.526 for routine uses as (i.e., the record of an individual who is covered by this system may be disclosed to a member of

Congress or staff person acting for the member when the request is made on behalf of the individual) identified in the VA system of records, 55VA26, Loan Guaranty

Home, Condominium and Manufactured Home Loan Applicant Records, Specially Adapted Housing Applicant Records, and Vendee Loan Applicant Records - VA,

published in the Federal Register. Your obligation to respond is required in order to determine the veteran's qualifications for the loan.

RESPONDENT BURDEN: This information is needed to help determine a veteran's qualifications for a VA guaranteed loan. Title 38, USC, section 3710 authorizes

collection of this information. We estimate that you will need an average of 30 minutes to review the instructions, find the information, and complete this form. VA cannot

conduct or sponsor a collection of information unless a valid OMB control number is displayed. You are not required to respond to a collection of information if this

number is not displayed. Valid OMB control numbers can be located on the OMB Internet Page at: If desired, you can call

1-800-827-1000 to get information on where to send comments or suggestions about this form.

SECTION A - LOAN DATA

1. NAME OF BORROWER

2. AMOUNT OF LOAN

3. CASH DOWN PAYMENT ON PURCHASE

PRICE

SECTION B - BORROWER'S PERSONAL AND FINANCIAL STATUS

(Cash,

4. APPLICANT'S AGE

5. OCCUPATION OF APPLICANT

6. NUMBER OF YEARS AT

7. LIQUID ASSETS

8. CURRENT MONTHLY

savings, bonds, etc.)

PRESENT EMPLOYMENT

HOUSING EXPENSE

9. UTILITIES INCLUDED

11. OCCUPATION OF SPOUSE

12. NUMBER OF YEARS AT

10. SPOUSE'S AGE

13. AGE OF DEPENDENTS

PRESENT EMPLOYMENT

YES

NOTE: ROUND ALL DOLLAR AMOUNTS BELOW TO NEAREST WHOLE DOLLAR

SECTION D - DEBTS AND OBLIGATIONS

SECTION C- ESTIMATED MONTHLY SHELTER EXPENSES

(Itemize and indicate by ( ) which debts considered in Section E, Line 40)

(This Property)

(If additional space is needed please use reverse or attach a separate sheet)

ITEMS

AMOUNT

ITEMS

( )

MO. PAYMENT

UNPAID BAL.

14.

TERM OF LOAN:

YRS.

22.

23.

MORTGAGE PAYMENT

15.

(Principal and Interest) @

24.

16.

REALTY TAXES

25.

HAZARD INSURANCE

26.

17.

SPECIAL ASSESSMENTS

27.

18.

MAINTENANCE & UTILITIES

19.

28.

JOB RELATED EXPENSE

20.

29.

OTHER (HOA, Condo fees, etc.)

(e.g., child care)

21.

30.

TOTAL

SECTION E - MONTHLY INCOME AND DEDUCTIONS

ITEMS

SPOUSE

BORROWER

TOTAL

31.

GROSS SALARY OR EARNINGS FROM EMPLOYMENT

32.

FEDERAL INCOME TAX

33.

STATE INCOME TAX

34.

DEDUCTIONS

RETIREMENT OR SOCIAL SECURITY

35.

OTHER (Specify)

36.

TOTAL DEDUCTIONS

NET TAKE-HOME PAY

37.

38.

PENSION, COMPENSATION OR OTHER NET INCOME (Specify)

39.

TOTAL (Sum of lines 37 and 38)

40.

LESS THOSE OBLIGATIONS LISTED IN SECTION D WHICH SHOULD BE DEDUCTED FROM INCOME

41.

TOTAL NET EFFECTIVE INCOME

42.

LESS ESTIMATED MONTHLY SHELTER EXPENSE (Line 21)

GUIDELINE

43.

BALANCE AVAILABLE FOR FAMILY SUPPORT

___

sum of Items 31 and 38)

44.

RATIO (Sum of Items 15, 16, 17, 18, 20 and 40

Give reasons for decision under "Remarks," if necessary, e.g.,

46. DOES LOAN MEET VA CREDIT STANDARDS? (

45. PAST CREDIT RECORD

borderline case)

SATISFACTORY

UNSATISFACTORY

YES

(Use reverse or attach a separate sheet, if necessary)

47. REMARKS

CRV DATA (VA USE)

48A. VALUE

48B. EXPIRATION DATE

48C. ECONOMIC LIFE

YRS.

SECTION F - DISPOSITION OF APPLICATION AND UNDERWRITER CERTIFICATION

Recommend that the application be approved since it meets all requirements of Chapter 37, Title 38, U.S. Code and applicable VA Regulations and directives.

Recommend that the application be disapproved for the reasons stated under "Remarks" above.

The undersigned underwriter certifies that he/she personally reviewed and approved this loan. (Loan was closed on the automatic basis.)

49. DATE

50. SIGNATURE OF EXAMINER/UNDERWRITER (Sign in ink)

51. FINAL ACTION

52. DATE

53. SIGNATURE AND TITLE OF APPROVING OFFICIAL

APPROVE

REJECT

APPLICATION

VA FORM

26-6393