Employers' Guide To Workers' Compensation Insurance In Washington State Page 19
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40Chapter 5
average wage. (The state’s average wage varies;
Pensions also are granted if the accident results in
it is established by the Employment Security
the loss of both legs, both arms, or the loss of a leg
Department on July 1 of each year.)
and an arm, total loss of eyesight or paralysis.
Pension benefits are referred to as permanent
Stay at Work Program.
Stay at Work is a financial
total disability (PTD) awards.
incentive program that encourages employers
to bring their injured workers quickly and
Previously paid permanent partial disability
safely back to light-duty or transitional work by
awards reduce an employee’s pension benefit
reimbursing them for a portion of their costs.
amount. Adjustments in pension benefits are also
made when the disabled employee chooses to leave
Eligible employers can be reimbursed for 50% of
a benefit for their spouse and children upon death.
the base wages they pay for light duty (up to 66
days/$10,000), plus many expenses.
Survivor benefits.
The surviving spouse and
legally dependent children receive a monthly
The purpose of this incentive is to encourage
pension if a work-related injury or occupational
more employers to return their injured workers
illness results in an employee’s death.
to medically approved light duty or transitional
work with the doctor’s approval. This best
The amount they receive is based on the formula
practice can help workers recover and reduce
used for setting time-loss compensation payments.
costs for employers.
In addition, survivors receive an immediate cash
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payment of 100% of the state’s average monthly
.
wage in effect on the date of injury, plus funeral
expenses of up to 200% of the state’s average
Vocational rehabilitation.
Injured employees
monthly wage in effect on the date of death. The
who are unemployable in their prior vocation as
state’s average wage changes each July 1.
a result of their work-related injuries may qualify
for vocational rehabilitation services.
If the surviving spouse remarries, he or she may
choose either a final cash settlement or the right
If appropriate, an injured worker will be referred to
to resume monthly pension payments if the
a vocational provider for return-to-work assistance.
marriage is terminated.
Vocational retraining benefits may be appropriate
Even if the surviving spouse remarries, the
for your injured worker. Retraining may include
employee’s dependent children continue
on-the-job training or a formal vocational program.
to receive monthly benefits while they are
Other return-to-work help.
L&I can contribute up
dependent, typically until age 18 or, if they are
to $5,000 to help you modify a job to fit an injured
still in school, until age 23.
employee’s abilities.
If the deceased was a member of the Law
Permanent partial disability awards.
If your
Enforcement Officers’ and Firefighters’ retirement
employee’s work-related injury or occupational
system or the State Patrol retirement system, the
disease caused permanent loss of bodily function,
surviving spouse may be eligible for further benefits
he or she will receive a permanent partial
through the Department of Retirement Systems. For
disability award in an amount established by the
more information, contact DRS at 800-547-6657.
Legislature.
A Structured
Structured Settlement Agreements.
Pension awards.
A monthly pension for life is
Settlement Agreement is an agreement between
granted to an employee whose injury or illness
a worker, the employer, and L&I to resolve a
results in permanent inability to work, based on
claim. The agreement generally resolves all future
medical and vocational reports.
benefits except medical. Workers are still eligible
15
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