Business Plan Template (Page 11 of 18) in pdf

Business Plan Template Page 11

Determining Start-Up Capital

Begin by filling in the figures for the various types of expenses in the cash flow table on the following page.

Start your first month in the table that follows with starting cash of $0, and consolidate your “cash out” expenses from your cash flow table under the

three main headings of rent, payroll and other (including the amount of unpaid start-up costs in “other” in month 1).

Continue the monthly projections in the table that follows until the ending balances are consistently positive.

Find the largest negative balance—this is the amount needed for start-up capital in order for the business to survive until the break-even point when all

expenses will be covered by income.

Continue by inserting the amount of needed start-up capital into the cash flow table as the starting cash for Month 1.

Month 1

Month 2

Month 3

Month 4

Month 5

Month 6

Month 7

Month 8

Starting cash

$0.00