Shopping For Your Home Loan: Hud'S Settlement Cost Booklet - U.s. Department Of Housing And Urban Development (Hud) Page 18
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48Using the tradeoff table
The “tradeoff table” on page 3 will help you understand how your loan
payments can change if you pay more settlement charges and receive a lower interest
rate or if you pay lower settlement charges and receive a higher interest rate.
The loan originator must complete the first column with information contained
in the GFE. If the loan originator has the same loan product available with a higher or
lower interest rate, the loan originator may choose to complete the remaining
columns. If the second and third columns are not filled in, ask your loan originator if
they have the same loan product with different interest rates.
Using the shopping chart
18
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