Shopping For Your Home Loan: Hud'S Settlement Cost Booklet - U.s. Department Of Housing And Urban Development (Hud) Page 33
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48On the positive side, if you shop carefully for your refinance, you could lower
your monthly payments by getting a lower interest rate.
Be wary of unsolicited
refinancing offers that you may get in the mail or through e-mail. Although not all of
these offers are deceptive, there are many unscrupulous loan originators who use the
offers to find unsuspecting home owners.
Some of these unscrupulous loan
originators will even use the HUD and FHA logos in an attempt to make their
solicitations appear legitimate.
If you have any doubts about whether a
communication has actually been sent by HUD, use the information in the Appendix to
contact HUD.
33
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