Shopping For Your Home Loan: Hud'S Settlement Cost Booklet - U.s. Department Of Housing And Urban Development (Hud) Page 2

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Table of Contents
I.
Introduction
Purchasing Time-line
II.
Before You Buy
Are You Ready to be a Homeowner?
III.
Determining What You Can Afford
IV.
Shopping for a House
Role of the Real Estate Broker
Role of an Attorney
Terms of the Sales Agreement
Affiliated Businesses
Builders
V.
Shopping for a Loan
Loan Originator
Types of Loans and Programs
VI.
Good Faith Estimate (GFE)
Page 1
Page 2
Page 3
VII.
Shopping for Other Settlement Services
VIII.
Your Settlement and HUD-1
Page 1
Page 2
Page 3
IX.
Your Loan after Settlement
X.
Home Equity and Refinances
XI.
Appendix
Additional Information
Contact Information
Glossary of Terms
Types of Mortgage Loan Products
HUD-1 Settlement Statement
The Do List/The Don’t List
2

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